Program Benefits

Why buy an NSP home? NSP homes are some of the most attractive, cost-effective homes in the Miami Valley today. Here’s why:

Financial Benefits

  • Modern Efficiency: Own a home that has been completely rehabbed and brought up to current code with an emphasis on energy efficiency.
  • Immediate Equity: 10% of the purchase price in a “silent” second mortgage.  Half of the amount is forgiven after you have lived in the home for 5 years.
  • 5-Year Warranty: A 5-year comprehensive homeowner warranty provided at purchase.
  • Investment Protection: An owners policy of Title Insurance provided at purchase.
  • Financial Assistance: Special financing available through Wright-Patt Credit Union, and “silent” second mortgage for down-payment assistance is just 10% of the purchase price.

Structural Benefits

  • All work performed to Montgomery County Ohio building bode
  • Assistance from Montgomery County, Ohio building inspectors
  • New roof
  • New, high efficiency HVAC (heating and cooling) system
  • New kitchen
  • New Energy Star rated appliances
  • New kitchen cabinets from sustainable resources
  • New kitchen countertops from sustainable resources
  • New flooring throughout from recycled and sustainable resources
  • All new wiring
  • Updated plumbing
  • New bathrooms
  • Water conserving dual flush toilets
  • Water conserving xeriscaping
  • Hard wired smoke detectors
  • Energy efficient windows
  • Low VOC paint throughout
  • New garage door
  • All new insulation
  • Energy audit performed on the home to ensure energy efficiency

Learn more about how our communities are chosen and how our homes are rehabilitated.

Or, find out if you qualify to purchase an NSP home.